The CWRA Board of Directors wishes to inform members that the next opportunity to opt out of Blue Cross coverage closes January 1, 2020. Assuming the plan remains the same, the next opt-out window would close in another three years (January 1, 2023). Requests for cancelling or reducing coverage must be sent in writing to Manitoba Blue Cross and received by them by January 1, 2020. You must include the name, certificate number, group number and birthdate of the policy holder and what coverage you wish to cancel. For further info, Blue Cross should be contacted at 204-204-775-0151 or in writing to: PO Box 1046, Stn Main, Winnipeg, MB R3C 2X7. For information about other pensioner benefits, please contact the Winnipeg Civic Employees' Benefits Program at 204-986-2516.